How it works
Earn at one partner. Spend at another.
A simple rewards journey, with clear rules.
Customer journey
01
Visit a business & pay in cash
02
Earn 1% in points
03
Spend points nearby
Merchant journey
01
Prefund your balance
02
Issue points on sales
03
Receive settlement
For customers
Visit a business at a partner business. Pay in cash and give your phone number. Earn 1% back in points. Get confirmations and balances on WhatsApp. Spend your points at any partner business.
For merchants
Prefund a balance. Points are issued on each sale. When customers spend points at your business, you are paid from the settlement reserve.
The rules, at a glance
Earn rate
1% back in points on what you pay in cash at partner businesses.
Point value
1 point = ₦1.
Spend limit
Up to 20% of a bill at any partner business.
Minimum spend
₦100 at a time.
Expiry
90 days after points are earned.
Cash and transfers
Points have no cash value and cannot be transferred.